Read about co-buying

On co-buying, healthy homes, community-centered living, and making ownership possible in Massachusetts.

Co-Buying a Home in Massachusetts: 2026 Edition The complete reference guide: the ownership structures, how the financing works, what the market looks like and where groups run into trouble. Read the guide

Can I afford it?

Affordability · 5 min read Boston Will Give You $35,000–$50,000 to Co-Buy a Home How the City's Co-Purchasing pilot works, who qualifies, and what has to be in place before closing. Read article Affordability · 6 min read Why You Keep Renewing Your Lease You renewed on autopilot. Most people do. But every year you rent, someone else is collecting the two biggest financial advantages in real estate. Here's what that's actually costing you. Read article Affordability · 5 min read The Financial Case for Co-Buying a Home in Massachusetts Co-buying cuts your down payment by up to 75% and brings monthly costs below rent, while building equity every month. Here's the full breakdown. Read article Own vs Rent · 6 min read What Dorchester tenants would pay to own their building A Dorchester three-family sat on the market for 90 days. Here's what the three households renting it would have paid to buy it together. Read article Research · 6 min read Where You Can Co-Buy at Different AMIs in Greater Boston 60% AMI is $1,680 a month. In Boston that's $5,570 alone, $1,392 split four ways. Every town in Greater Boston, priced solo and with co-buyers. Read article Research · 7 min read Can Boston City Employees Afford to Own in Boston? City employees have to live in Boston, but salaries don't match home prices. Every neighborhood, four salary tiers, three down payments, solo and split three ways. Read article

How does it actually work?

Case Study · 8 min read Seven Friends. One Building. A Stepping Stone to Eight Figures of Equity. Seven college friends buy a 7-bedroom two-family near the Somerville GLX. $34,000 each in. $105,100 each out. Here's the full eight-year model. Read article Case Study · 6 min read Accessing a High-End Neighborhood while creating instant Equity Two couples co-buy a duplex on a quiet Arlington street, each unit fully private, purchase price split, and instant equity from day one. A real deal, fully modeled. Read article Seller Financing · Hypothetical scenario When the Seller Becomes the Bank A retired Allston owner sells her eight-bedroom two-family to the six people already renting it, holds the note herself, and collects $5,551/mo instead of handing a third of a lump sum to the IRS. Modeled for both sides of the table. Read article Property snapshot 547-549 Dudley St, Roxbury Posted while this property was on the market. It may no longer be available.A 2-family with ground-floor commercial space in Roxbury. $1,011/mo per person, $28,333 down each, $200 below comparable rent, with a church as the current commercial tenant. Read article Property snapshot 10.5 & 12 Cherry St, Westfield Posted while this property was on the market. It may no longer be available.Five one-bedroom units across two buildings. $524/mo per person, $11,300 down each, $876 below comparable Westfield rent. The full breakdown, unit by unit. Read article

Why live this way?

Approach · 8 min read The Village Was Always the Answer For most of human history, no one bought a house alone. We didn't lose the village by accident, we were sold something different. Here's the full arc, and why co-buying is just going back to basics. Read article Community · 4 min read Why Community-Centered Housing Is the Future The loneliness epidemic is structural, not personal. Single-family zoning built isolation into the market. Co-buying offers a real alternative. Read article

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